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  1. Develop Emergency Fund

    1. $1,000 dollars

    2. $500 if you make under $20,000 per year

    3. $200 if you are a student

  • If you develop a savings habit early in life.

  • Ability to say no.

    • Just because we love chipolata 

  • Separate needs from wants

    • I want McDonald's

    • I need car insurance  

    • I want Cable TV

    • I need transportation

  • 4 emergencies as a financial adult

    • House was flooded

    • Major surgery

    • Cash crash

    • Home broke into

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